Terms of Service
Last updated: 16 Sep 2024
Welcome to Almannan.net ("we," "us," or "our"). We are a Sharia-compliant Real Estate Investment Trust (REIT) company based in New Zealand. These Terms and Services ("Terms") govern your access to and use of our website and services. By accessing or using our website, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, please do not use our website.
1. Acceptance of Terms
By using Almannan.net, you confirm that you have read, understood, and agreed to these Terms and our Privacy Policy. These Terms apply to all visitors, users, and others who access or use our services.
2. Eligibility
Age Requirement: You must be at least 18 years old to use our services.
Compliance: By using our website, you represent and warrant that you comply with all applicable laws and regulations of New Zealand and your country of residence.
3. Investment Information
No Financial Advice: The content on our website is for informational purposes only and does not constitute financial, legal, or investment advice.
Risk Disclosure: Investing in REITs involves risks, including the potential loss of principal. Past performance is not indicative of future results.
Due Diligence: You are encouraged to conduct your own due diligence and consult with qualified financial advisors before making any investment decisions.
4. Sharia Compliance
Ethical Standards: As a Sharia-compliant REIT, we adhere to Islamic ethical standards in all our investment activities.
Prohibited Activities: We do not engage in investments involving interest (riba), gambling (maysir), or unethical products and services.
Sharia Board: Our activities are overseen by a qualified Sharia Board to ensure compliance with Islamic principles.
5. Use of the Website
Permitted Use: You may use the website for lawful purposes related to evaluating and participating in our investment opportunities.
Prohibited Actions: You agree not to:Use the website in any way that violates any applicable laws or regulations.Transmit or upload any material that contains viruses or other harmful computer code.Attempt to gain unauthorized access to any part of the website or its systems.
6. Intellectual Property Rights
Ownership: All content on Almannan.net, including text, graphics, logos, and software, is the property of Almannan.net or its licensors and is protected by New Zealand and international copyright laws.
Restrictions: You may not reproduce, distribute, modify, or create derivative works of any content without our prior written consent.
7. Privacy Policy
Your use of our website is also subject to our Privacy Policy, which outlines how we collect, use, and protect your personal information.
8. Intellectual Property Rights
"As Is" Basis: Our services are provided on an "as is" and "as available" basis without warranties of any kind.
Third-Party Links: Our website may contain links to third-party websites. We are not responsible for the content or practices of these websites.
9. Limitation of Liability
Exclusion of Damages: To the fullest extent permitted by law, Almannan.net shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of the website or services.
Maximum Liability: Our total liability to you for all claims arising from or related to the website or these Terms shall not exceed the amount you have paid to us in the last twelve (12) months.
10. Indemnification
You agree to indemnify, defend, and hold harmless Almannan.net, its affiliates, directors, officers, employees, and agents from any claims, liabilities, damages, losses, or expenses arising out of your violation of these Terms or your use of the website.
11. Modifications to Terms
We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on this page. Your continued use of the website after any modifications indicates your acceptance of the new Terms.
12. Governing Law and Dispute Resolution
Governing Law: These Terms are governed by the laws of New Zealand without regard to its conflict of law principles.
Dispute Resolution: Any disputes arising out of or relating to these Terms or the website shall be resolved through binding arbitration in New Zealand, unless both parties agree to another form of dispute resolution.
13. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
14. Entire Agreement
These Terms, along with our Privacy Policy, constitute the entire agreement between you and Almannan.net regarding your use of the website.
15. Contact Information
If you have any questions or concerns about these Terms, please contact us at:
Email: Contact@almannan.net
Address: 177A Robertson Road Auckland, New Zealand
Phone: +64 212 390 239